Many people dream of improving their smile with cosmetic dentistry but worry about how to pay for treatment. Dental insurance rarely covers elective cosmetic procedures, making financing a concern. However, there are several ways to afford cosmetic dentistry without straining your finances. Fortunately, Contemporary Cosmetic Dentistry offers several affordable ways to achieve your dream smile.
How to Pay for Cosmetic Dentistry in Austin

At Contemporary Cosmetic Dentistry, we understand that elective dental procedures can sometimes feel out of reach. That’s why we offer different financing options to make it easier for you to achieve the smile you’ve always wanted. Our staff will work with you to create a personalized treatment plan that suits your dental goals and your budget.
- Financing with CareCredit
CareCredit is one of the most popular ways to pay for cosmetic dentistry. This healthcare financing company offers flexible payment plans with promotional financing options, such as 0% APR or low fixed-rate plans. These plans allow you to spread the cost of your cosmetic treatments over time, making it easier to manage the payments. - Paying with HSA/FSA Funds
If you have a Health Savings Account (HSA) or Flexible Savings Account (FSA), it may be possible for you to use these funds to cover part of your treatment. While purely cosmetic procedures typically aren’t covered, treatments with a functional component—such as dental crowns or fillings—may qualify. Our team can guide you through the process and provide the necessary documentation to help you maximize your benefits. - Additional Payment Options:
We accept cash, all major credit cards, and offer payment plans to make it easier for you to pay for your cosmetic procedures. During your free consultation, we will explain the available payment options and help you choose a plan that best fits your financial situation.
Schedule Your Free Consultation to Discuss Financing Options
If you’re wondering how to pay for cosmetic dentistry in Austin, we’re here to help. Contact Contemporary Cosmetic Dentistry today to schedule your free consultation. Dr. Schmid and our patient coordinator will discuss your treatment options, answer any questions you have, and review the available financing plans to ensure you can achieve the smile of your dreams.
We proudly serve patients in Bee Cave, Lakeway, and the greater Austin area.
Editor’s Note: This article was originally published in May 2018 and was updated on December 20th, 2024.
